For Banks · Title Companies · Lenders
A status check answers today's question. The verification API answers tomorrow's too: verify any POALock code from inside your own systems, then subscribe to it — and receive a signed webhook the instant the principal revokes, reinstates, or a death report is filed. No more relying on a status that was true last Tuesday.
API Reference (Launch)
1 · Verify a code
GET /v1/registrations/{code}
curl https://api.poalock.com/v1/registrations/LOCK-A2C4-E6G8-J3K5 \
-H "Authorization: Bearer pk_live_..."
{
"code": "LOCK-A2C4-E6G8-J3K5",
"status": "ACTIVE",
"instrument_type": "Durable Power of Attorney",
"governing_state": "New York",
"principal_name": "Jane Q. Smith",
"agent_name": "John R. Smith",
"executed_on": "2026-03-15",
"witnesses": "Robert Chen; Maria Diaz",
"notarized_by": "Maria Gonzalez, Notary Public",
"pages": 12,
"attorney_of_record": { "name": "Alexandra Reyes, Esq.", "phone": "+15550142900", "email": "areyes@examplefirm.com" },
"death_reported": null,
"status_declared_at": "2026-07-11T14:02:11Z",
"checked_at": "2026-07-12T09:30:00Z"
}
2 · Subscribe to status changes
POST /v1/registrations/{code}/watch
curl -X POST https://api.poalock.com/v1/registrations/LOCK-A2C4-E6G8-J3K5/watch \
-H "Authorization: Bearer pk_live_..." \
-d '{ "webhook_url": "https://yourbank.com/webhooks/poalock", "email": "ops@yourbank.com" }'
3 · Receive the webhook (signed)
POST https://yourbank.com/webhooks/poalock · signature in X-POALock-Signature (HMAC-SHA256)
{
"event": "registration.revoked", // or .reactivated, .death_reported
"code": "LOCK-A2C4-E6G8-J3K5",
"status": "REVOKED",
"status_declared_at": "2026-09-02T16:40:00Z",
"sent_at": "2026-09-02T16:40:01Z"
}
API calls draw down your plan's check allowance ($99–$599/month tiers, institutional program above that); watch subscriptions and webhooks are included with every plan. Keys are issued per organization with per-branch sub-keys; every response is served over TLS and logged for your audit file.
Sandbox — live in the pilot
When the site runs on the POALock registry server, sandbox keys are self-serve. Both credentials are shown once:
curl -X POST https://poalock.com/api/institutions \
-H "Content-Type: application/json" \
-d '{ "orgName": "First National Bank", "email": "ops@yourbank.com" }'
{ "apiKey": "pk_test_…", "signingSecret": "whsec_…" }
The apiKey authenticates every /v1 call as a Bearer token; the signingSecret verifies the X-POALock-Signature header on webhooks (HMAC-SHA256 of t.body, same scheme as Stripe's). GET /v1/me reports your usage.
Design partners wanted. The API ships with the production launch. If your institution wants sandbox access and a voice in the spec — batch verification, core-banking integrations (Fiserv, FIS, Jack Henry), title-production systems — call (212) 608-1660 or email partners@poalock.com.